Digital Payments 2026: The Shift to Cashless Maturity

More than 31% of card transactions (credit and debit) in Mexico are generated through digital channels. These figures confirm that the country is entering a maturity phase in which electronic payments are expanding across more consumption moments, more channels, and more automated experiences.

The continued momentum of e-commerce, together with the rapid scaling of recurring payments, drove card-not-present (CNP) payment volumes in Mexico’s financial system to a record of 8 billion approved transactions in 2025, according to Prosa data.

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